Car LoansOur Loan Book is Open
Your Car Loan – Your Way
Whether you’re looking for THE ‘You do know you’re allowed to accelerate’ CAR LOAN, or THE ‘Could you park any further away’ CAR LOAN, come and talk to Bruff Credit Union.
No matter what your car loan is for – from running around, to going further afield or THE ‘I’ve had enough at standing of bus stops’ SECOND-HAND CAR LOAN, Bruff Credit Union will ensure everything is clear, transparent and straightforward. It is not a Hire Purchase agreement, there are no balloon payments and there are no gimmicks!
- Unlike a Hire Purchase agreement you own the car from the outset.
- There are no administration charges, hidden fees or transactions charges.
- Our interest rates are fair and reasonable and capped by law.
- Repayments are calculated on your reducing balance, so you pay less interest with each repayment.
- In the event of your death, Bruff Credit Union loan is insured – subject to terms, conditions and eligibility criteria – at no direct cost to you.
- You can pay off your car loan early, make additional lump sum repayments or increase your regular repayments, without a penalty. Other lenders may charge you extra for paying them back faster!
Check out our loan calculator to see how much your car loan would cost you.